Great American Life Insurance Company Riders
Cumulative Free-Withdrawal Option
This rider allows clients to carry over an unused portion of their contract's annual free withdrawal percentage. Available only with an American Custom 10 annuity.
CUMULATIVE FREE-WITHDRAWAL OPTION
- 18-85 Q
- 0-85 NQ
This rider allows clients to carry over any unused portion of their contract's annual free withdrawal percentage, up to a maximum of 25% (20% maximum carryover plus the contract's 5% annual free withdrawal).This is an optional rider that must be added at issue and is available for a charge that is currently 0.25% of the American Custom 10 account value. The charge is guaranteed not to change after issue and will be taken as withdrawals from the account value at the end of each contract year during the early withdrawal charge period. Not available in all states.
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