Great American Life Insurance Company Riders
Inheritance Enhancer
Inheritance Enhancer is our guaranteed death benefit rider that offers your clients:
- 7% rollup
- Refund of rider charge in certain circumstances
- Beneficiary choice of death benefit paid as lump sum or annuitized
INHERITANCE ENHANCER
- 50-85 (Q & NQ)
This guaranteed death benefit rider offers a 7% rollup credit and a 10-year income rollup period. This is an optional rider that must be added at issue and is available for a charge that is currently 0.95%. The charge will be taken at the end of each contract year and may increase if a reset is elected. Please note, asset allocation limits may apply to the declared rate strategy. Not available in all states.Please note that this rider will terminate and all rights under it will end if the annuity is annuitized. The annuity generally requires that your clients annuitize their annuity no later than the contract anniversary following the date the owner or a joint owner reaches age 95. This means that no rider death benefit will be available if the "Insured" dies after the required annuitization date. In this case, we will refund 50% of all rider charges if the contract is annuitized for life or over a fixed period of at least five years. This refund may not be available in all states.
- 0.95%
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